As more research comes out proving that addiction is a disease that can be treated through stints at rehab, more insurance companies are beginning to cover some, if not all, of the cost of treatment. However, when looking into which treatment program to enroll in, it is important to understand what your insurance will and won’t cover.

Here’s a handy guide to let you know how much rehab is going to cost out of pocket when looking at your options.

How Much Is Rehab Going to Cost?

The price of rehab is very much a depends thing. If you are at an exclusive resort-like facility with a private beach and tons of extras, it could cost upwards of $25k a month. Whereas, if you head to a program in a normal area without tons of amenities it could be a much more reasonable $2k. So, it is important to look at things like what your co-pay is going to be and if your insurance has a cap on what they are willing to cover.

It is also important to remember that the cost of the facility doesn’t reflect how good the treatment is. So, do your research on each program you are thinking of going to and if there are any independent reviews on success rates.

Inpatient VS Outpatient Programs

If you are really worried about how much is rehab going to cost, you may want to consider doing an outpatient program as they can be far less costly than inpatient ones. So what are some of the differences?

Well, as the name implies, outpatient means you don’t stay at the facility. You attend meetings and counseling sessions during the day or only several times a week and at the end of the day, you go home. This may seem like a very cost-effective solution.

However, if the center is far away from where you live and you either have a suspended license because of a DWI or you are on medication to help the withdrawal process, getting to and from treatment can be costly. And, it is important to remember, your insurance won’t cover the cost of commuting to meetings.

Whereas inpatient facilities mean you stay at the center and are monitored 24/7. Since patients stay at the facility everything from meals to recreation activities are included in the cost. This is why the initial cost is a bit more.

However, many insurance companies have their own treatment programs to help lower the cost for both you and them. For example, blue cross blue shield drug rehab has several campuses across the country. There can be both in and outpatient programs too so you can decide what you are more comfortable with and what serves your needs better.

Rehab Doesn’t Have to Break the Bank

Yes, in the past rehab was costly and you needed to cover the whole thing out of pocket. Thankfully, those days are over. Now you just need to check out how much is rehab going to be covered by your insurance.

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